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Debt Begets Debt: Examining Negative Credit Card Behaviors And Other Forms Of Consumer Debt, Lukas R. Dean, So-hyun Joo, Clinton G. Gudmunson, Judith L. Fischer, Nathan Lambert 2019 William Paterson University of New Jersey

Debt Begets Debt: Examining Negative Credit Card Behaviors And Other Forms Of Consumer Debt, Lukas R. Dean, So-Hyun Joo, Clinton G. Gudmunson, Judith L. Fischer, Nathan Lambert

Clinton G. Gudmunson

The effect of negative credit card behaviors is examined for association with other forms of consumer debt (automobile debt, installment debt, and personal loan debt). Data were collected using a combination of random digit dialing and convenience sampling from two cities. Respondents' median age is 48 years old, ranging from 20-87. Results indicate that despite controlling for income, not paying off the monthly balance and reaching the maximum limit on credit cards are associated with a variety of other debts. Although consumers can increase lifetime utility by borrowing, less educated consumers are more vulnerable to less favorable sources of credit ...


Financial Adjustment And Couple Resilience In The Great Recession, Sara K. Ray, Clinton G. Gudmunson, Bryce L. Jorgensen, Jeremy B. Yorgason 2019 Iowa State University

Financial Adjustment And Couple Resilience In The Great Recession, Sara K. Ray, Clinton G. Gudmunson, Bryce L. Jorgensen, Jeremy B. Yorgason

Clinton G. Gudmunson

This study examines economic and family implications of financial stressors and changes that couples experienced in the aftermath of the Great Recession as guided by Patterson’s (2002) Family Adjustment and Adaptation Response (FAAR) model. The sample consisted of a primarily middle-income group of 277 married and cohabiting couples; the couples were surveyed between 2008 and 2011 as part of the Flourishing Families Project. Findings from our path analysis showed that financial adjustments (e.g. cutting back on social activities and entertainment) in response to recession-era negative economic events were the source of economic pressure and couple relationship problems regarding ...


Family Postponement Of Medical And Dental Care: The Influence Of Income Level And Financial Hardship, Sara K. Ray, Clinton G. Gudmunson 2019 Iowa State University

Family Postponement Of Medical And Dental Care: The Influence Of Income Level And Financial Hardship, Sara K. Ray, Clinton G. Gudmunson

Clinton G. Gudmunson

Medical and dental care are some of the most expensive expenditures that consumers incur, and they are also some of the most common expenses that families postpone (Gallup, 2015; Kaiser, 2012). The goal of the present is to examine family and financial factors that influence families’ likelihood of delaying healthcare in a predominantly middle and upper income sample. A large body of research framed by the Family Stress Model has used the postponement of healthcare as one of many indicators of family economic pressure that together predict deleterious relationship and developmental outcomes (Gauthier & Furstenberg, 2010). However, only a handful of ...


The Role Of Income Inequality As A Predictor Of Per Capita Gross Domestic Product, Daniel Friedberg 2019 University of Lynchburg

The Role Of Income Inequality As A Predictor Of Per Capita Gross Domestic Product, Daniel Friedberg

Student Scholar Showcase

The role of income inequality in relation to gross domestic product is of great importance in modern time. Income inequality is a pressing phenomenon in the fields of economics, politics, and sociology, while Gross Domestic Product is the benchmark statistic in measuring the health of any economy. But how well does income inequality serve as a predictor for the level of Purchasing Power Parity (PPP) GDP per capita within a nation? This cross-sectional study determines that the GINI Index has no significant statistical relationship with PPP GDP per capita level. While income inequality is a major economic variable that contributes ...


Socioeconomic Influences On Property Crime Rates: A Study In Virginia's Counties, Mary Passley 2019 University of Lynchburg

Socioeconomic Influences On Property Crime Rates: A Study In Virginia's Counties, Mary Passley

Student Scholar Showcase

Most research on factors and causes of crime, whether property or violent crime, focuses on individuals’ behavior or their surrounding environment. In this research, I explore the idea of socioeconomic factors correlated to property crime. I conducted a retrospective design to fully explore United States Census data and crime data gathered by the Bureau of Justice Statistics to discover statistically significant variables connected to property crime. Significant findings were shown by average people per house and retail sales per capita in all counties. Additional significant findings were percent employment change and percent with high school degree or higher in low ...


Review Of Giridharadas, A. (2018). "Winners Take All: The Elite Charade Of Changing The World." New York: Alfred A Knopf., Joshua H. Martin, Kae Novak 2019 University of Colorado- Denver

Review Of Giridharadas, A. (2018). "Winners Take All: The Elite Charade Of Changing The World." New York: Alfred A Knopf., Joshua H. Martin, Kae Novak

Class, Race and Corporate Power

A review of Ananad Giridharadas' "Winners Take All: The Elite Charade of Changing the World" (2018). New York: Alfred A Knopf.


Income Redistribution, Economic Freedom, And State Growth As Considerations For Location Strategy, Dennis Pearson 2019 APSU

Income Redistribution, Economic Freedom, And State Growth As Considerations For Location Strategy, Dennis Pearson

Atlantic Marketing Association Proceedings

No abstract provided.


An Examination Of The Stock Market's Effect On Economic Inequality, Nicholas Golina 2019 The University of Akron

An Examination Of The Stock Market's Effect On Economic Inequality, Nicholas Golina

Williams Honors College, Honors Research Projects

The economic literature on economic inequality has shown that it can negatively impact aggregate demand because it indicates a higher concentration of wealth in the hands of the top 10% as opposed to the poor and middle class, who are more likely to consume. The literature has identified many factors that can lead to increasing inequality. The stock market could be one of those factors since it can either create an upward redistributive effect towards the top 10% or redistributive effect towards the middle class. This paper tested the effect of the stock market on inequality. This study contributes to ...


Gettysburg Social Sciences Review Fall 2018, 2018 Gettysburg College

Gettysburg Social Sciences Review Fall 2018

Gettysburg Social Sciences Review

No abstract provided.


Winning The Lottery: How Family Background Shapes Where Kids Go To School, Shelby Robertson 2018 Marian University - Indianapolis

Winning The Lottery: How Family Background Shapes Where Kids Go To School, Shelby Robertson

Undergraduate Research Symposium (URS)

No abstract provided.


The Big Spenddown: Digital Investment Advice And Decumulation, Steven Polansky, Peter Chandler, Gary R. Mottola 2018 FINRA

The Big Spenddown: Digital Investment Advice And Decumulation, Steven Polansky, Peter Chandler, Gary R. Mottola

Wharton Pension Research Council Working Papers

Digital investment advice providers have traditionally focused on the process of assets accumulation. But as Baby Boomers and Gen Xers age, they will need to shift from accumulation to decumulation, and there is less agreement about how to manage payouts during retirement. This chapter provides on overview of digital investment advice in the U.S., explores how digital advice providers are thinking about and executing decumulation strategies, identifies challenges they face, and discusses how these decumulation strategies could affect investors.


Free Trade And Corporate Social Responsibility: Ethical Dilemmas In Global Economic Development, Sarah Papion 2018 California State University, Monterey Bay

Free Trade And Corporate Social Responsibility: Ethical Dilemmas In Global Economic Development, Sarah Papion

Capstone Projects and Master's Theses

Through the lens of the free-trade-optimist, it is black and white: corporations bring jobs, and jobs equal a happy and healthy economy. A major oversight in this neoliberal Utopian ideology is that corporations are not in the business of building communities, nor do they have an interest in keeping their operations stationary enough to allow economic growth to occur over a span of years. Corporations abandon communities as quickly as they arrive to find their next cheap labor hub. Quite contradictory to the original purpose of free trade, economic growth in Free Trade Zones is not long term or secure ...


An Examination Of The Stock Market’S Effect On Economic Inequality, Nicholas J. Golina 2018 The University of Akron

An Examination Of The Stock Market’S Effect On Economic Inequality, Nicholas J. Golina

Undergraduate Economic Review

The literature on economic inequality has shown that stock markets can negatively impact aggregate demand because it indicates a higher concentration of wealth in the hands of the top 10% as opposed to the middle class. The stock market could be one of the factors leading to increased inequality. This study contributes to the literature by analyzing stock markets in OECD countries. Building on Tsountas et al (2015), the results showed that stock markets can have a positive impact on inequality, but with weak economic significance. It is recommended that policymakers should focus on factors that more greatly impact inequality.


Mapping Quality Of Life In Nebraska: The Geographic Distribution Of Poverty, Grant Daily, Rodrigo Cantarero, Maria Rosario de Guzman, Soo-Young Hong, Sarah Taylor, Aileen Garcia, Jeong-Kyun Choi, Yan Ruth Xia 2018 University of Nebraska-Lincoln

Mapping Quality Of Life In Nebraska: The Geographic Distribution Of Poverty, Grant Daily, Rodrigo Cantarero, Maria Rosario De Guzman, Soo-Young Hong, Sarah Taylor, Aileen Garcia, Jeong-Kyun Choi, Yan Ruth Xia

Aileen Garcia

Headings:

What is poverty?

Federal definitions of poverty: the poverty line

General poverty and poverty brackets

Poverty and vulnerable populations

Child poverty (under 18 years)

Young child poverty (0 - 5 years)

School age poverty (6 - 17 years)

Elderly poverty (65+)

Comparing child, adult, and elderly poverty

Minority poverty

Key points

Nebraska vs. United States

Geographic distribution

Poverty in children and the elderly

Poverty rates for racial/ethnic minorities

References


Determinants Of Usaid Spending, Austin J. Moser 2018 Illinois State University

Determinants Of Usaid Spending, Austin J. Moser

Stevenson Center for Community and Economic Development to Stevenson Center for Community and Economic Development—Student Research

This paper examines the determinants of USAID’s foreign aid disbursements from 2002-2016. Three noteworthy findings emerge. First, USAID foreign aid is based more on political considerations rather than the policies of recipient countries. Second, foreign aid is determined by location and political history. Third, this pattern emerges across all categories of USAID disbursements.


The Regressive Burden Of Water-Related Infections On Income Disparity In Ecuador, Cesar Montalvo 2018 Illinois State University

The Regressive Burden Of Water-Related Infections On Income Disparity In Ecuador, Cesar Montalvo

Annual Symposium on Biomathematics and Ecology: Education and Research

No abstract provided.


Innovation, Firm Size Distribution, And Gains From Trade, Yi-Fan CHEN, Wen-Tai HSU, Shin-Kun PENG 2018 Singapore Management University

Innovation, Firm Size Distribution, And Gains From Trade, Yi-Fan Chen, Wen-Tai Hsu, Shin-Kun Peng

Research Collection School Of Economics

We study a trade model with monopolistic competition a la Melitz (2003) that is standard except that firm heterogeneity is endogenously determined by firms innovating to enhance their productivities. We show that the equilibrium productivity and firm-size distributions exhibit power-law tails under rather general conditions on demand and technology. In particular, the emergence of the power laws is essentially independent of the underlying primitive heterogeneity among firms. We investigate the model’s welfare implications, and conduct a quantitative analysis of welfare gains from trade. We find that, conditional on the same trade elasticity and values of the common parameters, our ...


Effects Of Senate Bill 4 On Wage-Theft: Why All Workers Are At Risk In Low-Income Occupations, Daniella Salas-Chacon 2018 St. Mary's University School of Law

Effects Of Senate Bill 4 On Wage-Theft: Why All Workers Are At Risk In Low-Income Occupations, Daniella Salas-Chacon

The Scholar: St. Mary's Law Review on Race and Social Justice

Abstract forthcoming


A Look At Inequality, Workers’ Rights, And Race, William E. Spriggs 2018 University of Minnesota Law School

A Look At Inequality, Workers’ Rights, And Race, William E. Spriggs

Law & Inequality: A Journal of Theory and Practice

No abstract provided.


Income Inequality, Productivity, And International Trade, Wen-Tai HSU, Lin LU, Pierre PICARD 2018 Singapore Management University

Income Inequality, Productivity, And International Trade, Wen-Tai Hsu, Lin Lu, Pierre Picard

Research Collection School Of Economics

This paper discusses the effect of income inequality on selection and aggregate productivity in a general equilibrium model with non-homothetic preferences. It shows the existence of a negative relationship between the number and quantity of products consumed by an income group and the earnings of other income groups. It also highlights the negative effect of a mean-preserving spread of income on aggregate productivity through the softening of firms’ selection. This effect is however mitigated in the presence of international trade. In a quantitative analysis, it is shown that an excessively large mean-preserving spread of income may harm the rich as ...


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