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Nebraska Business And Consumer Confidence Indexes: January 5, 2018, Eric Thompson 2018 University of Nebraska-Lincoln

Nebraska Business And Consumer Confidence Indexes: January 5, 2018, Eric Thompson

Leading Economic Indicator Reports

Consumer and business confidence declined in Nebraska during December 2017. The Consumer Confidence Index – Nebraska (CCI-N) fell to 93.3 in December, well below the neutral level of 100.0. The index had reached a record level of 106.2 in November, but that high level of confidence was not sustained. The Business Confidence Index – Nebraska (BCI-N) fell from 114.1 in November to 107.5 in December. While lower, the December reading remains well above the neutral value of 100.0. When asked about the most important issue facing their business, customer demand was mentioned by 38 percent of ...


Female Risk Aversion: Experimental Evidence From Myanmar, O Mandalay 2018 The University of San Francisco

Female Risk Aversion: Experimental Evidence From Myanmar, O Mandalay

Master's Theses

While literature shows that female risk tolerance is generally lower than males, it can also be the same as that of males under different contexts and types of rewards. We conducted an experiment in Myanmar using a lottery selection method to measure risk over five consecutive and paid rounds. We find 1) female risk aversion is significant for gift-card and school supplies, but not for cash 2) over five rounds, adult female behavior is most distinct from other groups, and 3) winning previous round decreases everyone’s risk tolerance slightly. Our results conform with the literature that gender gap in ...


Understanding The Shifting U.S Retail Environment: A Theoretical Economic Cause And Affect Analysis (1996-2018), John P. Palermo 2018 Bard College

Understanding The Shifting U.S Retail Environment: A Theoretical Economic Cause And Affect Analysis (1996-2018), John P. Palermo

Senior Projects Spring 2018

Senior Project submitted to The Division of Social Studies of Bard College.

In this paper is a theoretical analysis that provides rationalization to identifying and understanding the main determinants that have led to a shifting retail environment. Effectively over the last 20 years the traditional retail industry has had to modify its traditional ways of businesses strategy to better accommodate the latest behavioral pattern shifts of consumer spending in retail environments and non-retail environment externalities. Some of the major factorial determinants that have and are producing retail shifts are; the developments of new technology being introduced into the retail environment ...


Pre-Play Learning And The Preference Reversal Phenomenon, Younjun Kim, Elizabeth Hoffman 2018 Southern Connecticut State University

Pre-Play Learning And The Preference Reversal Phenomenon, Younjun Kim, Elizabeth Hoffman

Economics Working Papers (2002–2016)

Elicited preference rankings for two lotteries are typically inconsistent in choice and price. We test whether pre-play learning makes preference rankings consistent. Pre-play learning denotes ex-ante lottery learning, where subjects observe playing lotteries before making decisions. We find that pre-play learning makes the average selling prices for the p-bet, of subjects who choose the p-bet, higher than their average selling prices for the $-bet. However, pre-play learning is not strong enough to equalize the rates of standard and non-standard reversals, although pre-play learning reduces the rate of standard reversals.


Time Delay And Investment Decisions: Evidence From An Experiment In Tanzania, Plamen Nikolov 2018 State University of New York (at Binghamton)

Time Delay And Investment Decisions: Evidence From An Experiment In Tanzania, Plamen Nikolov

Economics Faculty Scholarship

Attitudes toward risk underlie virtually every important economic decision an individual makes. In this experimental study, I examine how introducing a time delay into the execution of an investment plan influences individuals’ risk preferences. The field experiment proceeded in three stages: a decision stage, an execution stage and a payout stage. At the outset, in the Decision Stage (Stage 1), each subject was asked to make an investment plan by splitting a monetary investment amount between a risky asset and a safe asset. Subjects were informed that the investment plans they made in the Decision Stage are binding and will ...


How To Prevent Unhelpful Personality Traits From Evolving Into Unhelpful Financial Behaviors: The Benefits Of Future Clarity, Simon Andrew Moss, Eraj Ghafoori, Liam Smith 2018 Charles Darwin University

How To Prevent Unhelpful Personality Traits From Evolving Into Unhelpful Financial Behaviors: The Benefits Of Future Clarity, Simon Andrew Moss, Eraj Ghafoori, Liam Smith

Journal of Financial Therapy

Many organizations have implemented programs to improve the financial behavior of impending retirees and other vulnerable demographics. These programs are predicated on the assumption that financial behavior is indeed modifiable. Yet, many enduring traits, such as emotional instability, could promote financial anxiety and provoke imprudent financial behaviors, limiting the utility of these programs. This study, however, tests the possibility that future clarity—the degree to which individuals perceive their future as vivid and certain—could diminish the extent to which emotional instability coincides with financial anxiety and imprudent financial behavior. Specifically, 1516 participants over 50 completed a questionnaire that gauges ...


The Impact Of Psychological Trauma On Finance: Narrative Financial Therapy Considerations In Exploring Complex Trauma And Impaired Financial Decision Making, D. Bruce Ross III, Ed Coambs 2018 University of Kentucky

The Impact Of Psychological Trauma On Finance: Narrative Financial Therapy Considerations In Exploring Complex Trauma And Impaired Financial Decision Making, D. Bruce Ross Iii, Ed Coambs

Journal of Financial Therapy

The current paper aims to foster new discussion on the complex, deleterious, and conflated relationship between psychological trauma and financial management processes. Trauma and financial distress are interconnected, affecting the cognitive, behavioral, emotional, and relational aspects of our lives. A case vignette is presented for financial therapists which utilizes an integrated, trauma-informed approach addressing the lasting impact of childhood trauma on financial management behaviors and the client’s life story. Treatment modalities consider narrative financial therapy, four categories of sexual and financial shame, and four phases of trauma restoration. Ethical and practice implications are discussed.


A Cross-Cultural Examination Of The Effect Of Employer Support On Employee Productivity, Shawn Tuman, Haley Lipton 2018 James Madison University

A Cross-Cultural Examination Of The Effect Of Employer Support On Employee Productivity, Shawn Tuman, Haley Lipton

Senior Honors Projects, 2010-current

The purpose of this creative, collaborative, capstone project is to conduct a cross-cultural examination of the effect of employer support on employee productivity by compiling, examining, and synthesizing conclusions from existing research. In a world of growing globalization and technological innovation, the speed of productivity is often the cornerstone that differentiates successful businesses from unsuccessful businesses, providing a competitive advantage to the quick while the others fall behind. Often this increased level of efficiency comes at a cost beyond the price of the product and the salary of employees, a deeper, psychological cost. By reviewing research focused in the United ...


Attentional Processing: Replication And Extension Of Selection Bias As A Predictor Of Intertemporal Choice Behavior, Dylan Rutter 2018 James Madison University

Attentional Processing: Replication And Extension Of Selection Bias As A Predictor Of Intertemporal Choice Behavior, Dylan Rutter

Masters Theses

Basic underlying mechanisms of discounting delayed rewards remain unclear (Green & Myerson, 2013). There has been evidence that attentional mechanisms (e.g., fixation and fixation duration) could be further investigate processes related to the discounting of delayed rewards (Franco-Watkins, Matteson, & Jackson, 2016). Franco-Watkins et al. (2016) was the first to propose a measure of attentional mechanisms in a discounting paradigm, known as selection bias. The authors found selection bias was positively correlated with choice behavior. The present study replicated selection bias using a titration procedure and Area Under the Curve scores. This study also analyzed selection bias across choice presentations at ...


Determinants Of Tipping Behavior: Evidence From Us Restaurants, Nusrat Jahan 2018 South Dakota State University

Determinants Of Tipping Behavior: Evidence From Us Restaurants, Nusrat Jahan

Electronic Theses and Dissertations

This study aims to analyze people’s tipping behavior to assess the factors that determine both the likelihood of leaving a tip and tip size in US restaurants. A total 2,334 away from home eating events are considered in this study based on the nationally representative National Household Food Acquisition and Purchase Survey (FoodAPS) dataset. Two different tipping scenarios are considered for full-service restaurants to examine differences in customers’ behavior under two different situations. Considering that households’ tipping decisions and tip sizes are functions of the demand for personal interest (D"#, ) and the demand for social interest (D&#), different ...


Partial Budgets For Cover Crops In Midwest Row Crop Farming, Alejandro Plastina, Fangge Liu, Wendiam Sawadgo, Fernando E. Miguez, Sarah Carlson 2018 Iowa State University

Partial Budgets For Cover Crops In Midwest Row Crop Farming, Alejandro Plastina, Fangge Liu, Wendiam Sawadgo, Fernando E. Miguez, Sarah Carlson

Economics Publications

This study uses partial budgets to assess the annual net private economic returns to cover crop use in Midwest row crop farms. Data were compiled through an online survey to farm operators that manage production systems with and without cover crops. The average net returns to cover crops terminated with herbicides followed by corn was negative, but the average net return to cover crops terminated with herbicides followed by soybeans was positive. Cost-share payments tend to be insufficient to cover all private costs associated with cover crop use, but are a critical incentive to support this practice.


Modeling Uncertainty In Rooftop Pv Investment Return, Anuj Mittal, Cameron A. MacKenzie, Caroline C. Krejci, Taylor B. Elkins 2018 Iowa State University

Modeling Uncertainty In Rooftop Pv Investment Return, Anuj Mittal, Cameron A. Mackenzie, Caroline C. Krejci, Taylor B. Elkins

Industrial and Manufacturing Systems Engineering Conference Proceedings and Posters

Residential energy consumers in the U.S. have shown increased interest in solar-based electricity at home, resulting in increased adoption of photovoltaic (PV) systems on residential rooftops. Empirical research has determined that economic factors are the dominant motivation behind consumers’ decisions to adopt rooftop PV. However, the high degree of uncertainty with respect to return on investment has slowed adoption rates. The factors that drive this uncertainty can be classified as exogenous and endogenous. Exogenous factors include market and environmental factors that are not under the consumers’ control, such as change in net metering policies and future electricity tariffs, and ...


Residential Solar In Washington State, Sam Pfeifer 2018 Central Washington University

Residential Solar In Washington State, Sam Pfeifer

All Master's Theses

Electricity generated through residential solar provides a low carbon source of electricity. However, diffusion of residential solar remains low across the United States. Growing this diffusion takes an understanding of localized uptake trends, which can focus policy and business efforts to help increase residential solar market penetration. This is the first research to investigate residential solar uptake in Washington State and to examine environmental education as a potential driver of residential solar uptake. Through a snapshot analysis which considers environmental, economic, education, and cultural variables the present research fills this gap. Triangulated results include mapping of variables, ordinary-least squares multiple ...


Essays On Environmental Economics And Policy, Mehdi Nemati 2018 University of Kentucky

Essays On Environmental Economics And Policy, Mehdi Nemati

Theses and Dissertations--Agricultural Economics

Environmental goals such as urban water conservation and pollution control regulations are typically achieved through price and non-price methods. This dissertation offers an analysis of the non-price approaches, including the rationing of water for particular users, installation of particular technologies, and adoption of particular certifications to achieve environmental goals. To begin, an analysis of California’s 2015 urban water conservation mandate was performed. Results indicate that the average welfare loss of the mandate is $6,107 per acre-foot of restriction in Northern California and $2,757 per acre-foot of restriction in Southern California. In terms of monthly household-level willingness-to-pay (WTP ...


The Cultural Shaping Of Career Aspirations: Acculturation And Chinese Biculturals' Career Identity Styles, Dan Tao, Rui Zhang, Evelina Lou, Richard N. Lalonde 2018 Dickinson College

The Cultural Shaping Of Career Aspirations: Acculturation And Chinese Biculturals' Career Identity Styles, Dan Tao, Rui Zhang, Evelina Lou, Richard N. Lalonde

Faculty and Staff Publications By Year

Choosing one’s occupation is an important life decision for young adults. This decision may be particularly complicated for biculturals who have access to two potentially conflicting sets of career-related cultural norms. The present study examined the role of both mainstream and heritage acculturations in the context of career decisions, for a sample of bicultural Chinese emerging adults in Canada (N = 194). Results first verified the validity of a modified measure of Berzonsky’s (1989) identity processing styles in the career domain. Path analysis supported our proposed model and showed that Canadian acculturation predicted an informational career identity style, whereas ...


Voices Of Women: The Impact Of Women's Political Reservations On Female Child Mortality In India, Kohsheen Sharma 2018 Scripps College

Voices Of Women: The Impact Of Women's Political Reservations On Female Child Mortality In India, Kohsheen Sharma

Scripps Senior Theses

This paper uses state-level variation in the implementation of the 73rd amendment in India to observe the relationship between political reservations for women in local government and female child mortality. Nationally, reservations for women are not associated with a statistically significant difference in female child mortality. However, a state by state analysis shows variations in the level of impact of reservations on the topic of female child mortality. This paper examines the constraints on female representatives and their level of effectiveness in executing pro-female policies given the political and social environment. The two case studies on Kerala and Haryana explore ...


The Mall Ain’T Dead Yet! An Aristotelian Argument For The Continuation Of Physical Retail Space With The Rise Of Modern Technology, Tarah Gilbreth 2018 Claremont McKenna College

The Mall Ain’T Dead Yet! An Aristotelian Argument For The Continuation Of Physical Retail Space With The Rise Of Modern Technology, Tarah Gilbreth

CMC Senior Theses

According to Aristotle, for a human being to live their best life, that is a life that flourishes, is to live a political life. A political life is lived best in a polis , or a self - sufficient community, so therefore, the most flourishing human life is one lived in a polis . Also, for a polis to be self - sufficient, its citizens must be flourishing, so there exists a special sort of constitutive relationship between the polis and its citizens. There are certain capacities available to human beings in the polis that promote their flourishing (namely loyalty and trust) that help ...


The Effect Of Fast Food Restaurants On Type 2 Diabetes Rates, Grace Bailey 2018 Claremont McKenna College

The Effect Of Fast Food Restaurants On Type 2 Diabetes Rates, Grace Bailey

CMC Senior Theses

This paper conducts an analysis of county level data to determine the effect of fast food restaurants on type 2 diabetes rates. Due to endogeneity concerns with respect to the location of fast food restaurants, this paper follows the work of Dunn (2010) and uses the number of interstate exits in a given county to serve as an instrument for fast food restaurants. The strength of the instrument, which is theoretically and empirically tested in this paper, imposes some restraints on the interpretation of the findings. Using the Two-Stage Least Squares estimation method, I find that the presence of fast ...


Wildfire Risk Perception And Homeowner Mitigation: Evidence From Montana, Madison G. Nagle 2018 University of Montana, Missoula

Wildfire Risk Perception And Homeowner Mitigation: Evidence From Montana, Madison G. Nagle

Graduate Student Theses, Dissertations, & Professional Papers

Fire prevention managers find that homeowners often do not perform mitigation actions that could reduce the damage and spread of wildfire. There is widespread belief among these fire professionals that one of the primary reasons that homeowners do not perform mitigation actions is that homeowners misperceive the risk that wildfire poses. Thus, a significant component of fire prevention programs’ focus on increasing homeowner awareness of the risk. However, it is possible that homeowners are aware of the fire risk but choose not to mitigate because of a variety of reasons, to include the costs of mitigation, limited monetary liability that ...


Contributors Of Singaporean Youths' Wellbeing: Life Goals, Family-Community-Nation Capitals, Opportunity And Social Mobility, Kong Weng HO 2018 Singapore Management University

Contributors Of Singaporean Youths' Wellbeing: Life Goals, Family-Community-Nation Capitals, Opportunity And Social Mobility, Kong Weng Ho

Research Collection School Of Economics

Life goals induce one’s current investment and set one’s expectations of future outcomes, affecting one’s current state of subjective wellbeing. Using National Youth Survey (NYS) 2016, which has a representative sample of Singaporean youths, we find that non-zero-sum life goals such as family-oriented life goals and altruism-oriented life goals enhance happiness and life satisfaction of Singaporean youths while career-oriented life goals, zero-sum in nature, reduce subjective wellbeing. Apart from personal motivations or life aspirations, perceived social mobility (in terms of career opportunity and meritocracy) matters positively in the subjective wellbeing of both youths in school and in ...


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