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Examining Moral Hazard In The Healthcare Insurance Market, Samuel Ashby 2018 Honors College Pace University

Examining Moral Hazard In The Healthcare Insurance Market, Samuel Ashby

Honors College Theses

This study aims to examine the effect of insurance coverage on medical expenditure in the United States. The data was gathered from the Household Component Medical Expenditure Panel Survey and is a cross-sectional data set with a sample size of approximately 1500 observations. The study also distinguishes between public and private insurance coverage to compare the potential moral hazard in the two separate markets. The results of this study suggest that insurance status, specifically public, has a strong positive effect on healthcare expenditure. This result, combined with a negative relationship between household income and healthcare expenditure, suggests that the source ...


How Do Restaurant Menu Calorie Labeling Requirements And Exercise Impact Consumer Food Decision Making?, Nigina Rakhmatullaeva 2018 University of Nebraska-Lincoln

How Do Restaurant Menu Calorie Labeling Requirements And Exercise Impact Consumer Food Decision Making?, Nigina Rakhmatullaeva

Dissertations and Theses in Agricultural Economics

The percentage of the U.S. population that is obese has increased markedly over the past fifty years. Obesity is driven in part by imbalances in energy consumption and expenditures. There are two main behavioral factors that influence that balance: food consumption and exercise. In this thesis, I report the results of two experiments that encompass both food choice and exercise.

The consumption of food prepared away from home is growing rapidly. Since individuals do not control the ingredients in foods prepared away from home, these foods are frequently less healthy than home-cooked foods. The role of calorie labeling for ...


High-Frequency Internet Survey Of A Probability Sample Of Older Singaporeans: The Singapore Life Panel, Rhema VAITHIANATHAN, Bryce HOOL, Michael D. HURD, Susann ROHWEDDER 2018 Singapore Management University

High-Frequency Internet Survey Of A Probability Sample Of Older Singaporeans: The Singapore Life Panel, Rhema Vaithianathan, Bryce Hool, Michael D. Hurd, Susann Rohwedder

Research Collection School Of Economics

Facing a rapidly ageing population, Singapore is presented with urgent policy challenges. Yet there is very little data on the economic, health and family circumstances of older Singaporeans. In response, the Centre for Research on the Economics of Ageing (CREA) at Singapore Management University has been collecting monthly data on a panel of Singaporeans aged between 50 and 70 years. We detail the methodology by which the Singapore Life Panel® (SLP) was constructed using a population-representative sampling frame from the Singapore Department of Statistics. Contact was made with 25,000 households through postal, phone and in-person canvassing. More than 15 ...


Agricultural Mechanization And Bmi For Rural Workers: A Field Experiment In China, Zizhen Guo, Yu Jiang, Sonya K. Huffman 2018 Wuhan University

Agricultural Mechanization And Bmi For Rural Workers: A Field Experiment In China, Zizhen Guo, Yu Jiang, Sonya K. Huffman

Economics Working Papers

This paper examines whether and how agricultural mechanization affects the BMI of farmers in rural China using a unique data set. We conducted a field experiment with face-to-face interviews in 135 counties of 12 provinces in China in 2013. It includes 4,229 individuals from 1,024 rural households, of which 1,033 of the 2,165 workers are farmers. The BMI of farmers who utilize agricultural mechanization is about 10 percent larger than those who don’t at a 1 percent significance level. Our results suggest that the adoption of agricultural mechanization has a positive and statistically significant effect ...


Learning To Become A Taste Expert, Kathryn A. LaTour, John Deighton 2018 Cornell University

Learning To Become A Taste Expert, Kathryn A. Latour, John Deighton

Working Papers

Evidence suggests that consumers seek to become more expert about hedonic products to enhance their enjoyment of future consumption occasions. Current approaches to becoming expert center on cultivating an analytic mindset. In the present research the authors explore the benefit to enthusiasts of moving beyond analytics to cultivate a holistic style of processing. In the taste context the authors define holistic processing as non-verbal, imagery-based, and involving narrative processing. The authors conduct qualitative interviews with taste experts (Master Sommeliers) to operationalize the holistic approach to hedonic learning, and then test it against traditional analytic methods in a series of experiments ...


Learning To Become A Taste Expert, Kathryn A. LaTour, John A. Deighton 2018 Cornell University

Learning To Become A Taste Expert, Kathryn A. Latour, John A. Deighton

Articles and Chapters

Evidence suggests that consumers seek to become more expert about hedonic products to enhance their enjoyment of future consumption occasions. Current approaches to becoming expert center on cultivating an analytic mindset. In the present research the authors explore the benefit to enthusiasts of moving beyond analytics to cultivate a holistic style of processing. In the taste context the authors define holistic processing as non-verbal, imagery-based, and involving narrative processing. The authors conduct qualitative interviews with taste experts (Master Sommeliers) to operationalize the holistic approach to hedonic learning, and then test it against traditional analytic methods in a series of experiments ...


The Behavioral And Neuroeconomics Of Food And Brand Decisions: Executive Summary, Amanda Bruce, John Crespi, Jayson Lusk 2018 University of Kansas Medical Center

The Behavioral And Neuroeconomics Of Food And Brand Decisions: Executive Summary, Amanda Bruce, John Crespi, Jayson Lusk

John Crespi

This executive summary provides the rationale for and summary of the articles of this Special Edition of the Journal of Agricultural and Food Industrial Organization.


Boosting Demand For Biofortified Foods: The Case Of Orange Fleshed Sweet Potato Bread In Tamale, Ghana, Tchassanty Ouro-Gbeleou 2018 The University of San Francisco

Boosting Demand For Biofortified Foods: The Case Of Orange Fleshed Sweet Potato Bread In Tamale, Ghana, Tchassanty Ouro-Gbeleou

Master's Theses

Abstract: In the context of introducing biofortification of staple crops as a food-based approach to combat micronutrient malnutrition in Sub Saharan Africa (SSA), we carried out a survey in Tamale, Ghana to elicit consumers’ preference of and willingness to pay for one of the highly nutritious biofortified staple crop processed product: the Orange Fleshed Sweet Potato (OFSP) bread. Our results indicate that scores of respondents in the sample show preference for OFSP bread. The most important determinants of OFSP bread preference are its sweet taste and soft texture and consumers are willing to pay 0.634 pesewas more for the ...


Using Monetary Incentives To Support Female Entrepreneurship: An Experimental Test Of Monetary Incentives In Abuja, Nigeria, Imuetinyan Aiguwurhuo 2018 University of San Francisco

Using Monetary Incentives To Support Female Entrepreneurship: An Experimental Test Of Monetary Incentives In Abuja, Nigeria, Imuetinyan Aiguwurhuo

Master's Theses

Gender gaps in entrepreneurship are a major problem everywhere, but especially in developing countries like Nigeria. Women across the world face high levels of discrimination and abuse. The process of empowering women in a society has the potential to boost economic growth and development. Inspired by the success of the Family Independence Initiative (FII), we designed a field experiment to estimate the impact of using monetary incentives to motivate female entrepreneurs in achieving their goals in collaboration with the National Center for Women Development (NCWD) in Abuja, Nigeria. Our results suggest that being in a peer support group, setting a ...


The Impact Of Goal Settings And Self-Help Groups To Support Small Businesses: Experimental Evidence Using Female Entrepreneurs In Abuja Nigeria., Nneoma Nwobilor 2018 The University of San Francisco

The Impact Of Goal Settings And Self-Help Groups To Support Small Businesses: Experimental Evidence Using Female Entrepreneurs In Abuja Nigeria., Nneoma Nwobilor

Master's Theses

Approximately 57% of women in Nigeria from age 15-64 are involved in some form of employment, but there are still 17 million unemployed women (World Bank, 2016). Most of these women are involved in informal entrepreneurship due to external constraints. According to the World Bank, women who have no access to schooling are forced to find informal work to provide for themselves and their families. This study aims to analyze the effectiveness of goal settings and support groups on small businesses among female small-scale business owners in Abuja Nigeria. The research conducted uses the experimental design created by the Family ...


Patriarchal Norms, Bargaining, And Gendered Attitudes On Intimate Partner Violence, Anna Eckenrode 2018 The University of San Francisco

Patriarchal Norms, Bargaining, And Gendered Attitudes On Intimate Partner Violence, Anna Eckenrode

Master's Theses

How do the underlying mechanisms of social norms and bargaining power relate to the acceptance of intimate partner violence within households? How do short run and long run determinants of gender norms affect attitudes toward IPV? This study begins to decompose the dynamics of the acceptance of IPV within couples using data from the Demographic Health Survey, as well as examine the relationship in the context of patriarchal societies using data from the Ethnographic Atlas. I find that females are more accepting than males of intimate partner violence, and females becoming more educated is associated with her being less accepting ...


Don’T Worry Be Happy: Analysis Of Happiness As An Economic Measurement, Kofi Boadu 2018 University of San Francisco

Don’T Worry Be Happy: Analysis Of Happiness As An Economic Measurement, Kofi Boadu

Master's Theses

Everyone wants to be happy. Happiness however never seems to be a national goal. A possible answer is that happiness is subjective and on its own may not be reflective of the economic status of a country. Therefore, should people’s happiness should be treated equally with other traditional economic measurements? This cross-country level study looks at the relationship between happiness and traditional economic measurements; mainly GDP per capita. Questions concerning whether GDP per capita indeed captures the overall well-being of a citizen and happiness’ eligibility as an economic measurement are addressed. Findings confirm that happiness and GDP per capita ...


Behaviors And Perceptions Of Environmental Decision Making: The Role Of Information Dissemination Through Public Disclosures And Labels, Jordan R. Anthony 2018 University of Maine

Behaviors And Perceptions Of Environmental Decision Making: The Role Of Information Dissemination Through Public Disclosures And Labels, Jordan R. Anthony

Electronic Theses and Dissertations

Environmental decision making may be influenced by information and how this information has been disseminated. By recognizing that information needs to be salient to the individual (Cash et al., 2003, 2006), tailored and framed to the individual (Pelletier & Sharp, 2008), and recognizing that the information must be presented in a way that the individual is ready and able to accept the information (Teisl, Rubin, & Noblet, 2008) all serve as a means to improve the effect information has on environmental decision making. Through this work, two studies of contextual examples of how information dissemination affects environmental decision making are presented.

The first study seeks to learn about how safety information disclosures affect the perception of risk. Coastal water quality may be threatened by natural and human process; it is important to understand how coastal water users perceive the risk to human health associated with these threats (Hlavsa et al., 2011; Lewis & Miller, 2016). I use data collected by the New England Sustainability Consortium’s Safe Beaches & Shellfish Project 2015 mail survey conducted in Maine and New Hampshire on coastal residents (Fox et al., 2017). I investigate how information through public disclosures at either beaches or shellfish harvesting areas influence risk perceptions associated with entering the water (or eating shellfish) under an advisory or closure. Further, we test to see if the frames of marine environment or public health may be more appropriate to communicate information to the public and how it influences risk perception. The findings suggest that disclosures of poor coastal water quality at these areas do not influence risk perception nor do specific messages appear to alter risk perceptions.

The second study seeks to better understand consumer information seeking behavior and use of product labels for aquaculture products and how these behaviors change when the heterogeneity in preferences is considered. Despite aquaculture’s stance as a rapidly growing sustainable food technology, public opinion about aquaculture is still relatively unformed (Murray et al., 2017). Labeling of aquaculture products is an opportunity to provide information that is salient and messages that bridge the gap between the individual and the information presented on labels at the time of purchase (Cash et al., 2003, 2006; Pelletier & Sharp, 2008; Teisl et al., 2008). We use data from a 2017 national survey collected by the Sustainable Ecological Aquaculture Network Human Dimensions Team to capture behaviors and perceptions of aquaculture. To approach our unique problem, audience segmentation methods ...


Proposition 47 And Crime: A Difference In Differences Analysis Of Incarceration Rates And Crime Using Border Counties, Brian J. Fischer 2018 CUNY Hunter College

Proposition 47 And Crime: A Difference In Differences Analysis Of Incarceration Rates And Crime Using Border Counties, Brian J. Fischer

School of Arts & Sciences Theses

California passed Proposition 47 by vote and changed the way the state punishes drug and theft. I find an increase in crime using a difference in differences model by computing the change in thefts with the change in inmates. This effect sides with anecdotal claims and disagrees with empirical studies.


Finding A Way Out Of Poverty, Jonathan Chang, Christopher Dula 2018 Singapore Management University

Finding A Way Out Of Poverty, Jonathan Chang, Christopher Dula

Asian Management Insights

A social enterprise project that has brought income and dignity to a remote community in Indonesia.


The Pro-Poor Gap Evaluation, Tung Nhu Nguyen 2018 Singapore Management University

The Pro-Poor Gap Evaluation, Tung Nhu Nguyen

Asian Management Insights

Improving the future design and implementation of public-private partnerships.


An Evaluation Of The Asymmetric Impacts Of Communication By The Federal Reserve, Madison Lynn White 2018 Lehigh University

An Evaluation Of The Asymmetric Impacts Of Communication By The Federal Reserve, Madison Lynn White

Theses and Dissertations

This paper explores the impact of communications by the Federal Reserve on financial market returns before and after the financial crisis. It specifically looks at whether markets’ responses to communication differ depending on the source and depending on whether the tone is positive or negative. I extract the tone used in communications by using tools from computational linguistics to create a measure based on the number of positive and negative words appearing in a communication. Using this measurement for tone, I find that market returns respond more to the tone of communications after the financial crisis. Second, I find the ...


Price Matching Policies And Consumer Loyalty, GAOJIE LIN 2018 Lehigh University

Price Matching Policies And Consumer Loyalty, Gaojie Lin

Theses and Dissertations

I examine the relationship between brick-and-mortar retailers offering price-matching guarantees and the atmosphere of their stores. In an extension of the Hotelling model, if a retailer improves the atmosphere of its store, then it raises its price. However, with a price-match guarantee and a competitor with a lower-quality store and a lower price, some of the retailer’s consumers may demand a price match. I identify the circumstances under which a price-match guarantee prevents a retailer from earning increased revenues that may result from improving its in-store atmosphere. In my model, the results depend on the share of consumers who ...


Are Prize-Linked Savings Accounts The Solution To Arkansas' Savings Problem?, McKenzie Wages 2018 University of Arkansas, Fayetteville

Are Prize-Linked Savings Accounts The Solution To Arkansas' Savings Problem?, Mckenzie Wages

Accounting Undergraduate Honors Theses

This research finds that access to prize-linked savings could improve the financial security of Arkansans. Prize-linked savings (PLS) accounts are nontraditional savings products that offer depositors the chance to win cash prizes instead of a typical interest rate return. Given the low median incomes, high liquid asset poverty rates, and high levels of underbanked and undereducated individuals in Arkansas, there is a need for an innovative savings solution like PLS in the state. PLS accounts capitalize on individuals’ propensity for lottery-like risk-taking to inspire the productive behavior of personal saving. A wide range of individuals, especially those who could stand ...


Efficacy Of Technology-Based And In-Person Health Education For Behavior Change In College-Aged Women, Madeline Bremel 2018 College of Saint Benedict/Saint John's University

Efficacy Of Technology-Based And In-Person Health Education For Behavior Change In College-Aged Women, Madeline Bremel

All College Thesis Program, 2016-present

Purpose: The purpose of this study was to determine whether an in-person or technology based bone health intervention improved bone health knowledge and behaviors in college-aged women. Methods: 30 college-aged women were randomly divided into three groups: personal intervention (n = 10), technological intervention (n = 10), and control (n = 10). Both intervention groups received identical information regarding the importance of bone health and the appropriate behaviors for maintaining strong bones including weight-bearing exercise, calcium consumption, and vitamin D consumption. The technology group received the information via an online video, and the personal group via a one-on-one health intervention. Changes in bone ...


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