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Retirement Security Law Commons

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Articles 1 - 11 of 11

Full-Text Articles in Retirement Security Law

Tontine Pensions: A Solution To The State And Local Pension Underfunding Crisis, Jonathan Forman, Michael Sabin Feb 2014

Tontine Pensions: A Solution To The State And Local Pension Underfunding Crisis, Jonathan Forman, Michael Sabin

Jonathan B. Forman

Tontines are investment vehicles that can be used to provide retirement income. Basically, a tontine is a financial product that combines features of an annuity and a lottery. In a simple tontine, a group of investors pool their money together to buy a portfolio of investments, and, as investors die, their shares are forfeited, with the entire fund going to the last surviving investor. Over the years, this last-survivor-takes-all approach has made for some great fiction. For example, on the television show “Mash,” Colonel Sherman T. Potter, as the last survivor of his World War I unit, got to open ...


The Cost Of “Choice” In A Voluntary Pension System, Jonathan Forman Mar 2013

The Cost Of “Choice” In A Voluntary Pension System, Jonathan Forman

Jonathan B. Forman

Unlike our mandatory universal Social Security system, America’s private pension system is replete with choice: choices about the type of pension plan, choices about the amount and timing of contributions, choices about investments, and choices about the timing and nature of distributions. It takes time to make all these choices, and sometimes employers and workers just throw up their hands and don’t make any choices at all. This “choice overload” or “analysis paralysis” imposes significant costs on employers, workers, and government; and this article recommends a variety of ways to reduce those costs.


An American Perspective On Optimal Retirement Age, Jonathan Forman Aug 2011

An American Perspective On Optimal Retirement Age, Jonathan Forman

Jonathan B. Forman

No abstract provided.


Should We Replace The Current Pension System With A Universal Pension System, Jonathan Forman Apr 2010

Should We Replace The Current Pension System With A Universal Pension System, Jonathan Forman

Jonathan B. Forman

No abstract provided.


Funding Public Pension Plans, Jonathan Forman Jan 2010

Funding Public Pension Plans, Jonathan Forman

Jonathan B. Forman

No abstract provided.


The Evolution Of The Applicability Of Erisa To Indian Tribes: We May Finally Have Congressional Intent, But It's Still Flawed, Alicia K. Crawford Jan 2010

The Evolution Of The Applicability Of Erisa To Indian Tribes: We May Finally Have Congressional Intent, But It's Still Flawed, Alicia K. Crawford

American Indian Law Review

No abstract provided.


Rethinking Teacher Retirement Benefit Systems (Discussant), Jonathan Forman Feb 2009

Rethinking Teacher Retirement Benefit Systems (Discussant), Jonathan Forman

Jonathan B. Forman

No abstract provided.


Retirement Law And Policy, Jonathan Forman Dec 2008

Retirement Law And Policy, Jonathan Forman

Jonathan B. Forman

No abstract provided.


Making Social Security Work, Jonathan Forman Jan 2004

Making Social Security Work, Jonathan Forman

Jonathan B. Forman

No abstract provided.


Senate Finance Committee Gives Green Light To Cash Balance Conversions, Jonathan Forman Jan 2000

Senate Finance Committee Gives Green Light To Cash Balance Conversions, Jonathan Forman

Jonathan B. Forman

No abstract provided.


Indian Rights: Eligibility Of Indians For State Assistance, Joe D. Dillsaver Jan 1976

Indian Rights: Eligibility Of Indians For State Assistance, Joe D. Dillsaver

American Indian Law Review

No abstract provided.