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1993

Economics

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Socioeconomic And Psychological Variables Influencing Household Debt , Ujang Sumarwan Jan 1993

Socioeconomic And Psychological Variables Influencing Household Debt , Ujang Sumarwan

Retrospective Theses and Dissertations

The overall objective of this study was to examine factors influencing total debt, total debt payment, and patterns of debt payments. The study examined the impacts of both psychological (credit attitudes and perception of future income) and socioeconomic variables on total debt, total debt payment and patterns of debt payments;A conceptual model for this study was developed by incorporating the theory of borrower risk, the economic and psychological economic theory of borrowing, and the results of previous studies. This model identifies socioeconomic and psychological variables that influence total debt, total debt payment, and patterns of debt payments. Socioeconomic variables ...