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Full-Text Articles in Home Economics

Debt And Negative Net Worth Among Near Retirees, Susan M. Brown May 2011

Debt And Negative Net Worth Among Near Retirees, Susan M. Brown

All Graduate Theses and Dissertations

Going into retirement, near-retirees are looking at increased debt levels, which can offset any asset accumulations and reduce retirement income. By using data from the 2008 Health and Retirement Study (HRS), this study examines the debt and negative net worth of near-retirees. This study further investigates what factors are associated with the likelihood of holding consumer debt, holding mortgage debt, and holding home equity debt over holding no debt, and what factors are associated with the likelihood of holding negative net worth over holding a high level of net worth among near-retirees. The study sample includes 3,745 individuals between ...


An Analysis Of Reverse Mortgage Clients At The Utah State University Family Life Center Housing And Financial Counseling Services, Cindy R. Stokes Dec 2010

An Analysis Of Reverse Mortgage Clients At The Utah State University Family Life Center Housing And Financial Counseling Services, Cindy R. Stokes

All Graduate Theses and Dissertations

The purposes of this study were to describe and categorize the types of clients seeking reverse mortgage counseling, and to document the growth in demand for reverse mortgage counseling from one counseling center: The USU Family Life Center - Housing and Financial Counseling Services (FLC HFC). A second purpose was to gain a better understanding of the reasons why more senior Americans are seeking reverse mortgages. A third purpose was to gain a better understanding of the retirement preparedness of current seniors seeking reverse mortgages, which could lead to improved counseling services, early retirement intervention awareness, and encourage increased pre-retirement preparation ...


Identifying Motivations To Encourage Women To Adopt Positive Financial Behaviors, Megan E. Rowley Dec 2010

Identifying Motivations To Encourage Women To Adopt Positive Financial Behaviors, Megan E. Rowley

All Graduate Theses and Dissertations

Seventeen women between the ages of 25 and 54 who self-identified as having made a positive financial change within the past two years were interviewed in four focus groups. Participants were asked to identify their motivations for financial behavior change.

The analysis of this research data indicated the participants in this study progressed through the stages of change in Prochaska's Transtheoretical Model while making personal financial changes. Factors such as emotion, family influence, and life transition helped many women move from earlier stages (Precontemplation, Contemplation) to later stages (Preparation, Action) of change. Although participants utilized a wide variety of ...


Analysis Of Ties, Tie Systems, And Attachment Methods Of Fibrous Sandals Of Tsegi Phase (Pueblo Iii) Kayenta Branch, From Tsegi Canyon, Arizona, Diana Law Christensen May 1993

Analysis Of Ties, Tie Systems, And Attachment Methods Of Fibrous Sandals Of Tsegi Phase (Pueblo Iii) Kayenta Branch, From Tsegi Canyon, Arizona, Diana Law Christensen

All Graduate Theses and Dissertations

Forty-three Pueblo III sandals and sandal fragments from four sites in Tsegi Canyon, Arizona, were analyzed to develop tie terminology, identify possible correlation of tie system to sandal construction, and identify characteristics for future tie research. Each piece of sandal tie cordage was analyzed for tie system type, tie attachment method, and tie cordage structure.

Three overall tie systems were found: toe-heel tie systems (nine sandals), criss-cross tie system (one sandal), and side loop tie systems (fifteen sandals) Five additional sandals (narrow, two-warp plainweave construction) had possible toe-heel tie systems. Tie systems of six sandals were not distinguishable between toe-heel ...


Inferred Values Of Clothing Related To Adjustment Among Pregnant Women, Violet Elizabeth Dowdeswell May 1972

Inferred Values Of Clothing Related To Adjustment Among Pregnant Women, Violet Elizabeth Dowdeswell

All Graduate Theses and Dissertations

The first objective of this study was to investigate the adjustment of women during pregnancy through various indices, namely: level of anxiety, attitudes to pregnancy, and perception of body-image boundaries, and to investigate the relationship among these indices. A second objective was to determine if a significant rank order of values inferred through clothing exists among pregnant women, and to relate these values to the measures of adjustment. The comparison of women by trimester and gravidity on the measures of adjustment and the inferred values, was a third objective. The theoretical framework proposed that adjustment to the stress of pregnancy ...


Survey Of 1968 Graduates Of Home Economics Programs At Intermountain School In Brigham City, Utah, Aty Bakker Bitton May 1969

Survey Of 1968 Graduates Of Home Economics Programs At Intermountain School In Brigham City, Utah, Aty Bakker Bitton

All Graduate Theses and Dissertations

The Home Economics Program of Intermountain School in Brigham City, Utah was studied by a survey of graduates of the program of the year 1968. Research data was obtained from two sources: (1) a questionnaire to students who had graduated from the Home Economics Programs of Intermountain School in Brigham City in the year 1968, and (2) a questionnaire to employers of these students.

Findings of the study were that Home Economics education is useful to students in their personal life as well as in post high school training and employment and that a majority of the employers questioned rated ...